Executive Dashboard
System Date: 2026-07-14
SkySource CBS Operations Policy (`Week 3 Rule`): Security deposits are not upfront. First circle loans are strictly disbursed on the 3rd week (`Week 3`) of savings accumulation! On Week 3, accumulated Security Deposit must equal or exceed 10% (Cycle 1) / 15% (Cycle 2+). Security deposit can be withdrawn to settle weekly installments MAXIMUM TWICE (`2 times`) per circle or used anytime to CLOSE OUT the loan in full!
Total Loans Outstanding (GHS)
GHS 51,240.00
Weekly Collection Active
Security Deposits Balance (GHS)
GHS 16,850.00
Week 3+ Accumulated
Verified Guarantors
4 Verified Guarantors
Client linking active
Vault Cash Balance (GHS)
GHS 365,800.00
Double-Entry Balanced
Recent Real-Time Operations Logs
| Ref ID | Time | Module | Description | Amount (GHS) |
|---|
Quick Action Operations Panel
Guarantors Register
Strict policy enforcement: Every loan client must have exactly one verified personal/business guarantor.
| Guarantor ID | Linked Client (CIF) | Guarantor Name | Relationship | Phone Number | Collateral / Guarantee Pledge | Status |
|---|
Pre-Disbursement Eligibility Check (`Week 3 Rule` & Guarantor Check)
Verify client is on Week 3+, has Guarantor linked, AND accumulated 10% C1 / 15% C2+ deposit on Week 3.
Select a client and enter principal to verify Week 3 rule, guarantor, and accumulated deposit.
Client Information File & Pre-Disbursement Savings Tracker
Tracks client savings week (`Week 1`, `Week 2`, `Week 3+`) and Security Deposit balances.
| CIF ID | Client Name | Linked Guarantor | Pre-Loan Savings Week | Loan Circle / Cycle | Security Deposit (GHS) | Voluntary Savings (GHS) | Actions |
|---|
Weekly Loan Contracts & Amortization Register
Tracks 3 Months (12%), 4 Months (16%), and 6 Months (18%) weekly loans along with security deposit settlements used (`Max 2`).
| Loan Ref | Client & Guarantor | Product & Term | Principal | Weekly Inst. | Weekly Sec. Dep. | Outstanding Bal. | Sec Dep Settlements Used | Status |
|---|
1. Weekly Dual Cash Collection Sheet
Cash Posting
2. Security Deposit Installment & Closeout Engine
Staff / Admin Control
Rule 1 (Installment Settlement): Security deposit can be withdrawn to settle weekly installments MAXIMUM TWICE (`2 times`) per loan circle.
Rule 2 (Full Loan Closeout): Security deposit can also be used to offset and CLOSE the loan in full at any time!
Rule 2 (Full Loan Closeout): Security deposit can also be used to offset and CLOSE the loan in full at any time!
👑 Super Admin Absolute System Control Center
Absolute control over all system policies, staff permissions, and backend database parameters.
⚡ Super Admin Absolute Backend Control & SQL Console
Execute raw SQL commands, inspect tables, and manage backend database state directly.
Staff Roles & User Register (Active Staff Accounts)
| User ID | Username | Full Name | Role / Permission Tier | Email Address | Status |
|---|
General Ledger & Chart of Accounts (COA)
Consolidated double-entry accounts including Security Deposits & Guarantor Loans.
| GL Code | Account Name | Category | Debit (GHS) | Credit (GHS) |
|---|---|---|---|---|
| TOTAL GL CONSOLIDATION | GHS 0.00 | GHS 0.00 | ||
Transaction Audit Trail & Journal Register
| Ref & Time | Module | Narration | Debit Leg | Credit Leg | Amount (GHS) | Authorized By |
|---|
Automated End-of-Day (EOD) Batch Processing Engine
Executes daily loan aging, interest accrual, and system date rollover.
Ready to run EOD for date: 2026-07-14
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